Legal Opinion
Melody F. Schwenk v. Portfolio Recovery Associates, LLC
District Court, D. Maryland
Decided February 27, 2026No. 8:25-cv-01298Unknown
1Opinion
IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND ) MELODY F. SCHWENK, ) ) Plaintiff, ) Civil Action No. 25-cv-01298-LKG ) v. ) February 27, 2026 ) PORTFOLIO RECOVERY ) ASSOCIATES, LLC, ) ) Defendant. ) ) MEMORANDUM OPINION I. INTRODUCTION In this civil action, the Plaintiff pro se, Melody F. Schwenk, alleges that the Defendant, Portfolio Recovery Associates, LLC (“PRA”), failed to provide a reasonable accommodation under the Americans with Disabilities Act (“ADA”),
42 U.S.C. §§ 12101-12213, and violated the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692, and the…
2Cases cited15 opinions
- Ashcroft v. IqbalSupreme Court of the United States · 2009
- Bell Atlantic Corp. v. TwomblySupreme Court of the United States · 2007
- Hughes v. RoweSupreme Court of the United States · 1980
- Bruce Beaudett v. City of Hampton City Attorneys A. Paul Burton and W. Stephen Moore Judge T.H. Wilson, II and Judge Nelson T. OvertonCourt of Appeals for the Fourth Circuit · 1985
- Nemet Chevrolet, Ltd. v. Consumeraffairs. Com, Inc.Court of Appeals for the Fourth Circuit · 2009
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