Metropolitan Life Ins. Co. v. Ray

RICE, Judge.

At the time of his death, the insured, Virgil Ray, held a policy, upon which all premiums had been duly paid, of the appellant, Metropolitan Life Insurance Company, insuring his life for $545. There was attached to the policy an “Industrial Policy Accidental Death Benefit” certificate, referred to in the- evidence as a “rider,” which provided:

“Upon receipt of due proof that the insured * * * has sustained, after the date of this policy, bodily injuries, solely through external, violent and accidental means, resulting, directly and independently of all other causes, in the death of…