St. Paul Fire & Marine Insurance v. Shaver
Supreme Court of Iowa
Appeal from Linn District Court. — Hon. J. H. Preston, Judge. Defendants, I. H.. Shaver, and others are manufacturers of crackers in Cedar Rapids. ■ On the sixth of October, 1886, they procured from plaintiff a policy of insurance for $2,500. Of that amount $525 was placed on the building used as a manufactory, $925 on the machinery and fixtures, and the residue on stock and materials used in the business and manufactured goods in the building.
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Appeal from Linn District Court. — Hon. J. H. Preston, Judge. Defendants, I. H.. Shaver, and others are manufacturers of crackers in Cedar Rapids. ■ On the sixth of October, 1886, they procured from plaintiff a policy of insurance for $2,500. Of that amount $525 was placed on the building used as a manufactory, $925 on the machinery and fixtures, and the residue on stock and materials used in the business and manufactured goods in the building. At that time there was a wooden shed attached to the building, which was used as a storeroom, and for other purposes connected with the business, and…
1Opinion of the CourtReed, J.
— The evidence satisfies us that defendants, when they sought to effect the change in the insurance, desired that the new policy should cover the goods in 'both the factory building and the “ Flour-House,” and that they communicated their desire in that respect to Giberson. It is uncontradicted, however, that, when the latter applied to Anderson & Son to make the change, he represented to them that their wish was that the new insurance should be placed on the property in the latter building only, and that the policy was written with the intention that it should cover that property only ; but…
2Cited by20 opinions
- Continental Life Insurance v. ChamberlainSupreme Court of the United States · 1889
- American Fire Insurance v. King Lumber & Manufacturing Co.Supreme Court of Florida · 1917
- Camden Fire Ins. Ass'n v. WandellCourt of Appeals of Texas · 1917
- Mutual Ben. Life Ins. v. RobisonU.S. Circuit Court for the District of Northern Iowa · 1893
- Connecticut General Life Insurance v. SpeerSupreme Court of Arkansas · 1932
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