Chicago Insurance Co. v. Travelers Insurance Co.

OPINION

HUDDLESTON, Judge.

This appeal arises out of a declaratory judgment action filed in Jefferson Circuit Court seeking a determination of the obligations of Chicago Insurance Company and Travelers Insurance Company — insurance carriers that both issued policies covering Kenneth A. Bradley, a pharmacist employed by Walgreen Company.

Travelers issued a general commercial liability policy to Walgreen Company. The Travelers policy is essentially a “fronting policy” pursuant to which Walgreen is self-insured for the$l,000,000.00 of coverage provided by the policy. It is undisputed that, as a…