Shelter Insurance Co. v. Hudson

James R. Cooper, Judge.

The appellees purchased from the appellant a standard homeowner’s policy to cover their home and three outbuildings on thirteen acres in Boone County, Arkansas. The policy language which defined coverage stated that the policy did not cover “structures used to any extent for business purposes” and defined “business” as “any full time or part time trade, profession or occupation.” The appellees’ barn was damaged by a windstorm, and they filed a claim. The appellant denied coverage because, subsequent to purchasing the policy, the appellees purchased eleven head of cattle…