Nelda Mattson v. U.S. West Communications, Inc., Service Investment Corporation, Doing Business as Service Investment Collection Agency

Because I disagree with the majority’s interpretation of the statute of limitations under the FDCPA, I respectfully dissent.

In my opinion, when a statute states “[a]n action ... may be brought ... within one year from the date on which the violation occurs,” its plain meaning is that an action may be brought on or before the one-year anniversary of the date on which the violation occurred. For example, if the violation occurred on January 1, 1991, a claimant must file on or before January 1, 1992. Likewise, a six-month limitation period would end on the six-month anniversary date of the…