Parma Seed, Inc. v. General Insurance Co. of America

McQUADE, Chief Justice.

The facts giving rise to this litigation are neither complex nor in dispute. It appears that respondent Parma Seed, Inc. purchased a blanket liability insurance policy from appellant General Insurance Company of America. Appellant’s agent suggested that respondent purchase “products coverage,” but respondent declined this additional coverage. During the period when the blanket liability policy was in effect, respondent received orders for a certain weedkilling chemical. Respondent’s supplier delivered the wrong product to respondent’s premises, and respondent’s agents…