Cummins v. John Hancock Mutual Life Insurance

Plaintiff, named beneficiary in a life insurance policy, after collecting the ordinary death benefits, sued in the common pleas court for the city of Detroit on the double indemnity clause for the additional benefits provided in the event assured died “as a result of bodily injuries sustained solely through, external, violent, and accidental means, directly and independently of all other causes”. Judgment entered for plaintiff, which was reversed on defendant’s appeal to the circuit court, and from judgment of no cause for action there plaintiff appeals here.

Material facts are as follows:…