Progressive Casualty Co. v. McManus

The insurer, Progressive Casualty Co. (Progressive), brought this declaratory judgment action to determine whether a policy issued to its insured, McManus, covers injuries arising from a fire in a motorhome. The trial court granted summary judgment for the insured. We conclude that the fire and resulting injuries are not covered under the policy and remand for entry of a judgment for Progressive.

On August 22, 1982, McManus was a passenger in Moreland’s motorhome. It was being driven by Moreland when it developed engine trouble. In order to move the vehicle, the insured, at Moreland’s request,…