Shelter Mutual Insurance Co. v. Williams

JOHN MAUZY PITTMAN, Judge.

This case involves an underin-sured motorist provision in an automobile insurance policy. Appellee Hosea Williams’s son, Christopher Williams, died in April 1995 as a result of an accident that occurred while riding as a passenger in a vehicle driven by Jason Howard that was struck by a vehicle driven by Donald Patten. Mr. Patten’s insurer, State Farm Insurance Company, paid $100,000 in liability benefits to Christopher’s estate. State Farm also insured Mr. Howard’s vehicle and paid $25,000 in underinsured motorist coverage (“UIM”) to the estate. Appellee then made a…