Williams v. Capital Life & Health Insurance

Mr. Chiee Justice Baker

delivered the unanimous opinion of the Court.

In January, 1938, the appellant (defendant below) issued a sick benefit policy to the respondent providing for the payment to the respondent of the sum of Three ($3.00) Dollars per week in the event of sickness, upon conditions stated in the policy. There are five of such conditions, all expressed in a clause of the policy reading as follows (the numbers are interpolated) :

“Clause 6. Weekly benefits for sickness will be paid (1) for each period of seven consecutive days, (2) while the Insured is totally disabled by sickness…