Patel v. Allstate Insurance

Plaintiffs Babu Patel and the estate of D.A. Patel appeal from an order of the circuit court granting summary judgment in favor of defendant Allstate Insurance Company (Allstate). Plaintiffs argue that the court erred in finding that plaintiffs’ action seeking recovery under a fire insurance policy issued by defendant was barred because of their failure to cooperate with defendant’s investigation.

' Plaintiffs were the owners of an apartment building located at 641 West Belmont in Chicago. In May 1987, defendant issued an insurance policy covering plaintiffs’ building. The policy provided that: