Deborah L. Olson and Kevin M. Schultz, Individually and on Behalf of All Others Similarly Situated v. Risk Management Alternatives, Inc.
Court of Appeals for the Seventh Circuit
1Opinion of the Court
KANNE, Circuit Judge.
The individual plaintiffs, Deborah Olson and Kevin Schultz, brought identical claims against Risk Management Alternatives, Inc. (“RMA”) under the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692 et seq. (1998) (“FDCPA”). Each plaintiff asserted that RMA violated § 1692g of the FDCPA by contradicting the required validation notice and violated § 1692g(a)(l) by failing to adequately state the amount of the debt as of the date of the collection letter. The district court granted summary judgment to RMA, and we affirm.
I. History
RMA, a “debt collector” subject to the…
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