Dickinson County v. Miss. Valley Insurance
Supreme Court of Iowa
Appeal from Clay District Oourt. This is an action upon a policy of insurance made by the defendant to the plaintiff, upon its two story brick court house, the furniture, books and stationery therein, to the aggregate amount of three thousand dollars.
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Appeal from Clay District Oourt. This is an action upon a policy of insurance made by the defendant to the plaintiff, upon its two story brick court house, the furniture, books and stationery therein, to the aggregate amount of three thousand dollars. The policy was for five years, and was issued June 10th, 1869, in consideration of the cash premium of $127.50 then paid; and the loss occurred November 21st, 1871. The policy was made upon an application by Philip Doughty, chairman of the Board of Supervisors, by order of the board, and the policy provided that such application should be…
1Opinion of the Court
Cole, J. —
The evidence in the case tended to show that the application for the policy was taken by one Gaylord Graves, who had no authority to issue policies, but only to receive applications and forward the same to the company, who determined as to the issuance of jiolicies upon applications so forwarded. The evidence also tended to show that the premises were used after the issuance of the policy for such purposes as increased the risk, and that Graves had an opportunity to know this fact.
The court instructed the jury as follows:
1. “If you find that Gaylord Graves was the agent of the…
2Cases cited2 opinions
- Ayres v. Hartford Fire InsuranceSupreme Court of Iowa · 1864
- State v. ShawSupreme Court of Iowa · 1869
3Cited by10 opinions
- Grismore v. Consolidated Products Co.Supreme Court of Iowa · 1942
- Hollis v. State InsuranceSupreme Court of Iowa · 1884
- Weidert v. State Insurance Co.Oregon Supreme Court · 1890
- State v. SellersSupreme Court of Iowa · 1977
- Hacheny & Beno v. LearyOregon Supreme Court · 1885
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