Vanhook v. Merchants Mutual Insurance

Ordinarily we preface a discussion of the legal principles applicable to a case with a review of the facts before the lower court, to which the legal principles are to be applied. In this case, there were no facts before the court. We are limited to noting the procedural steps followed which led up to the judgment from which this appeal was taken.

Merchants Mutual Insurance Company filed in the Baltimore City Court on 24 September 1971 a petition for declaratory judgment and injunctive relief. The gist of the allegations of its petition is that on 9 May 1970, in compliance with requirements of…