Southern Lloyds v. Jones

GRAY, Justice.

Appellee, Tom Jones, sued appellant, Southern Lloyds, to recover on a policy of fire insurance issued by appellant to ap-pellee and insuring a building in Manor, Texas against loss by fire. Appellee sued for $2,000, the amount of the insurance, and for $5,000 exemplary damages.

On February 6, 1959, appellant issued and delivered its policy of fire insurance to ap-pellee naming him as the insured and as the owner of a composition frame house located on lot 2 of block 48 in the town of Manor, Texas. The total insurance was $2,000 and the occupancy of the house was stated:…