Southern Farm Bureau Life Insurance v. Moore

DeMOSS, Circuit Judge:

I. FACTS AND PROCEDURAL HISTORY

Lou Ann Moore, an employee of Southern Farm Bureau Life Insurance Company (“Southern Farm Life”), a Mississippi corporation, sought to recover accidental death benefits as a beneficiary of an Employee Retirement Income Security Act of 1974, 29 U.S.C. § 1132 (ERISA) regulated group policy insuring herself and her husband, Cary Moore. 1 Mr. Moore died on April 29, 1989 when he lost control of his vehicle, and it crashed into a shopping center building and burst into flames. The medical testimony is undisputed that Mr. Moore had a brain tumor,…