Thompson v. Capital One Bank, Inc.

MEMORANDUM OPINION AND ORDER

BUCKLO, District Judge.

In October 2003, plaintiff Kenneth Thompson noticed that defendant Capital One Bank, Inc. (“Capital One”) was offering a higher interest rate on certificates of deposit (“CDs”) than his then-current bank, Northern Trust. Mr. Thompson notified Northern Trust that it should close out his CDs. On November 2, 2003, Northern Trust issued a cashier’s check in the amount of $89,559.84, payable to Capital One and listing Mr. Thompson as the re-mitter. Mr. Thompson then instructed an employee of his, Kelly Woods, to pick up the check from Northern…