Smith v. National Flood Insurance Program of the Federal Emergency Management Agency

MEMORANDUM

EDUARDO C. ROBRENO, District Judge.

On January 29, 2001, plaintiffs Edward R. Smith and Debra L. Smith, husband and- wife, sued the Federal Emergency Management Agency (“FEMA”) and its Director Joe M. Allbaugh 1 under their Standard Flood Insurance Policy and the National Flood Insurance Act, 42 U.S.C. § 4001 et seq., claiming that defendants failed to provide coverage and indemnification in the amount of $150,000 for damage sustained to their home in a flood that occurred on September 16, 1999. Plaintiffs also seek a declaratory judgment against the defendants, stating they have…