Capitol Chevrolet, Inc. v. Smedley

Alfonso Smedley purchased a 1989 Chevrolet "conversion van"1 from Capitol Chevrolet. Approximately five months later, the van was destroyed by fire. Smedley's insurance carrier, Auto Owners Insurance Company, investigated the fire and paid Smedley $24,567 for the van, pursuant to a policy in effect at that time. Smedley then signed a subrogation agreement with Auto Owners. Smedley and Auto Owners Insurance Company (hereinafter referred to collectively as "Auto Owners") sued Capitol Chevrolet and General Motors (hereinafter referred to collectively as "GM") to recover for the damage to the van…