West v. Lincoln Benefit Life Co.

OPINION OF THE COURT

RAMBO, District Judge.

This matter arises out of a dispute over whether a policy for life insurance was in force upon the death of James West, Jr. The insurer, Appellee Lincoln Benefit Life Company (“Lincoln Benefit”), argues that Mr. West’s policy had lapsed for nonpayment of premiums and had not been reinstated. Because the policy was not in force at the time of Mr. West’s death, Lincoln Benefit submits, it is not obligated to pay benefits under the policy terms. Appellant Patricia West, James West’s wife and beneficiary of the policy, argues that Pennsylvania law imposed…