Merritt v. Scruggs

The Metropolitan Life Insurance Company, on February 28, 1927, issued a 25-year endowment policy to Emma J. Merritt insuring lier life in the amount of $1,000. The policy was made payable as follows:

“to the Insured if living on the 28th day of February, 1952, or to William D. Merritt, • Husband Beneficiary, upon receipt of due proof of the prior death of the Insured. The right on the part of the Insured to change the Beneficiary, in the manner hereinafter provided, is not reserved.”

William D. Merritt, the named beneficiary, died in testate January 16, 1934, predeceasing the insured. No…