Legal Opinion
McGriff v. United States Fire Insurance Co.
South Dakota Supreme Court
Decided March 8, 1989No. 16272PublishedCited by 29 opinions
1Opinion of the Court
MILLER, Justice.
In this case of first impression,- we hold (1) that exclusion (h)(1), generally found in comprehensive liability insurance policies, applies to nonprofit corporations; and (2) that the term “engaged in the business” contained in such exclusion is not ambiguous. As a result, a fraternal, nonprofit organization which operates an on-sale liquor establishment is not provided coverage by its general liability insurance policy because of the specific language contained in the policy’s exclusions.
FACTUAL BACKGROUND
On May 1, 1983, Dennis Allen Busche (Busche), who was driving on the…
2Cases cited12 opinions
- Newell-Blais Post 443, Veterans of Foreign Wars of the United States, Inc. v. Shelby Mutual InsuranceMassachusetts Supreme Judicial Court · 1986
- Board of Regents v. CarterSouth Dakota Supreme Court · 1975
- Laconia Rod & Gun Club v. Hartford Accident & Indemnity Co.Supreme Court of New Hampshire · 1983
- Lampliter Dinner Theater, Inc. v. Liberty Mutual Insurance Co.Court of Appeals for the Eleventh Circuit · 1986
- Wilson v. Allstate Insurance CompanySouth Dakota Supreme Court · 1971
7 more not listed; retrieve them via the Exa API.
3Cited by29 opinions
- Sprangers v. Greatway Insurance Co.Wisconsin Supreme Court · 1994
- Auto-Owners Insurance v. SeilsMichigan Court of Appeals · 2015
- American Family Mutual Insurance Co. v. ElliotSouth Dakota Supreme Court · 1994
- Mutual Service Casualty Insurance Co. v. Wilson TownshipCourt of Appeals of Minnesota · 1999
- Tri-State Insurance Co. of Minnesota v. BollingerSouth Dakota Supreme Court · 1991
24 more not listed; retrieve them via the Exa API.