W. Drayson Silvera, II

UNITED STATES BANKRUPTCY COURT EASTERN DISTRICT OF PENNSYLVANIA In re W. DRAYSON SILVERA, II, : Chapter 7 : Debtor : Bky. No. 21-12213 ELF : __________________________________________ O P I N I O N W. Drayson Silvera (“the Debtor”) filed an individual voluntary petition under chapter 7 of the Bankruptcy Code in this court to obtain a respite from substantial financial distress caused by difficulties in the Debtor’s small business, the source of his livelihood. In order to pay his and his family’s living expenses, the Debtor amassed significant credit card debt. He also obtained forbearance on…