Thompson v. Continental Insurance Companies

In this declaratory judgment action, Everette and Michelle Thompson and Joseph Lester Faulkenberry sought a determination of the applicable limit of coverage under a policy of liability insurance issued by Continental Insurance Companies. The plaintiffs sought to “stack” the $100,000.00 limit of liability in a policy covering two automobiles. The trial judge ruled the liability coverage could not be stacked. The plaintiffs appeal. We affirm.

Continental issued a “Personal Comprehensive Protection” insurance policy to Faulkenberry and his wife. Two vehicles were listed as insured, with a…