Kemp v. Wells Fargo Bank, NA

Memorandum Decision

VOROS, Judge:

T1 Steven R. Kemp appeals the trial court's dismissal of his action for failure to state a claim on which relief can be granted. See generally Utah R. Civ. P. 12(b)(6). We dismiss the appeal.

12 According to the facts alleged in Kemp's complaint, Kemp financed the purchase of a home with two loans from Wells Fargo Bank, NA. The loans were evidenced by two promissory notes (the Notes), each secured by a trust deed encumbering the home (the Trust Deeds). Later, the Notes were pooled with other notes and transferred to a securitized trust, with HSBC Bank USA,…