Metropolitan Property & Casualty Insurance v. McCarthy

■LIPEZ, Circuit Judge.

In this declaratory judgment action, the district ' court ruled that Metropolitan Property and Casualty Insurance Company has a duty to' defend its insured, Glynis Dixon McCormack, in a lawsuit alleging that McCormack’s ward sexually and physically abused a younger boy. The court rejected Metropolitan’s assertion that the governing policy excludes coverage for such abuse, concluding that the facts alleged in the underlying complaint leave open the possibility .that some of the alleged conduct fell outside the policy’s exclusions. Having reviewed the complaint and policy…