Pence Mortgage Co. v. Stokes

HOWERTON, Judge.

This is an appeal from two Summary Judgments. The net result of one judgment was to award the appellees, Stokes, $4,948.00 against the appellant for a personal property loss caused by a fire in the Stokes’ home. The basis for the award was appellant’s failure to pay the insurance premium necessary to provide coverage. The second judgment released the appellee, State Farm Fire and Casualty Company, from liability on the ground that the insurance company had properly cancelled the previous insurance policy.

In January 1971, Kenneth and Shirley Stokes purchased a home in…