N. L. v. Credit One Bank, N.A.

FOR PUBLICATION UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT N. L., an infant by his mother and Nos. 19-15399 natural guardian Sandra Lemos, 19-15938 Plaintiff-Appellee, D.C. No. v. 2:17-cv-01512- JAM-DB CREDIT ONE BANK, N.A., Defendant-Appellant, OPINION and GC SERVICES LIMITED PARTNERSHIP; IENERGIZER HOLDINGS, LIMITED; FIRST CONTACT, LLC, AKA Iqor Holdings, Inc., Defendants. Appeal from the United States District Court for the Eastern District of California John A. Mendez, District Judge, Presiding Submitted March 25, 2020 * San Francisco, California Filed June 3, 2020 * The panel…