Legal Opinion

Sloat v. Royal Insurance

Supreme Court of Pennsylvania

Decided October 20, 1864PublishedCited by 21 opinions

Certifícate from the Supreme Court at Nisi Prius. This was an action on a policy of insurance by George B. Sloat, to the use of Henry Oroskey & Co., against the Royal Insurance Company, in- which the following case was stated for the opinion of the judge at Nisi Prius :— George B. Sloat was the owner of a brick steam planing-mill, situated in the rear of Beach street, above Shackamaxon street, in the city of Philadelphia, in which were certain machinery, shafting, belting,…

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Certifícate from the Supreme Court at Nisi Prius. This was an action on a policy of insurance by George B. Sloat, to the use of Henry Oroskey & Co., against the Royal Insurance Company, in- which the following case was stated for the opinion of the judge at Nisi Prius :— George B. Sloat was the owner of a brick steam planing-mill, situated in the rear of Beach street, above Shackamaxon street, in the city of Philadelphia, in which were certain machinery, shafting, belting, lathes, drills, and a quantity of stock, finished and unfinished, and materials. On this property he had effected the…

1Opinion of the Court

The opinion of the court was delivered, by

Read, J.

“Double insurance,” says Arnould, “takes place when the assured makes two or more insurances on the same subject, the same risk; and the same interest. If there be double insurance, either simultaneously or by successive policies, in which priority of insurance is not provided' for, all are insurers, and liable pro rata. All the policies are considered as making out one policy, and, therefore, any one insurer who pays more than his proportion, may claim a contribution from others who are liable. Eire policies usually contain express and exact…

2Cases cited3 opinions

  1. Stacey v. Franklin Fire InsuranceSupreme Court of Pennsylvania · 1841
  2. Associated Firemen's Insurance v. AssumCourt of Appeals of Maryland · 1853
  3. Vose v. Hamilton Mutual InsuranceNew York Supreme Court · 1862

3Cited by21 opinions

  1. Blue Anchor Overall Co. v. Pennsylvania Lumbermens Mutual InsuranceSupreme Court of Pennsylvania · 1956
  2. Vrabel v. SCHOLLERSupreme Court of Pennsylvania · 1952
  3. Hartford Steam Boiler Inspection & Insurance v. Cochran Oil Mill & Ginnery Co.Court of Appeals of Georgia · 1921
  4. Newark Fire Ins. Co. v. TurkCourt of Appeals for the Third Circuit · 1925
  5. Meigs v. Insurance Co. of North AmericaSupreme Court of Pennsylvania · 1903

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