Legal Opinion
Donald L. Bone v. Hibernia Bank and Michael Shields
Court of Appeals for the Ninth Circuit
Decided March 4, 1974No. 73-1540PublishedCited by 75 opinions
1Opinion of the Court
CHOY, Circuit Judge:
Donald L. Bone charges that the Hibernia Bank violated the disclosure requirements of the Truth in Lending Act, 15 U.S.C. § 1638(a) (1970), as implemented by the Federal Reserve Board’s Regulation Z, 12 C.F.R. Part 226, by failing to adequately identify its method of computing the unearned, precomputed portion of the finance charge on a loan obligation in the event of the obligation’s prepayment. Hibernia’s disclosure statement revealed that its method of rebating such interest was “according to the ‘Rule of 78’s’.” The district court, holding that this simple reference…
2Cases cited10 opinions
- Skidmore v. Swift & Co.Supreme Court of the United States · 1944
- Udall v. TallmanSupreme Court of the United States · 1965
- Bowles v. Seminole Rock & Sand Co.Supreme Court of the United States · 1945
- Mourning v. Family Publications Service, Inc.Supreme Court of the United States · 1973
- American Telephone & Telegraph Co. v. United StatesSupreme Court of the United States · 1936
5 more not listed; retrieve them via the Exa API.
3Cited by75 opinions
- Betty Eby, a Widow v. Reb Realty, Inc., an Arizona Corporation, and Don Dailey Realty, an Arizona CorporationCourt of Appeals for the Ninth Circuit · 1974
- Norlinda D. Philbeck v. Timmers Chevrolet, Inc. And General Motors Acceptance Corporation,defendants-AppellantsCourt of Appeals for the Fifth Circuit · 1974
- William Johnson and Joan Johnson, His Wife, and Cross-Appellees v. McCrackin Ford, Inc., and Ford Motor Credit Company, Inc., and Cross-AppellantsCourt of Appeals for the Third Circuit · 1975
- Basham v. Finance America Corp.Court of Appeals for the Seventh Circuit · 1978
- Cheryl A. Meyers, Plaintiff-Appellee-Cross v. Clearview Dodge Sales, Inc., Defendant-Appellant-Cross Chrysler Credit CorporationCourt of Appeals for the Fifth Circuit · 1976
70 more not listed; retrieve them via the Exa API.