Thom v. Metropolitan Life Ins. Co.

Samuel G. Thom was killed by his son, Emmett Thom, on February 6th, 1935. The Metropolitan Life Insurance Company, which had issued two policies of industrial life insurance aggregating $960, paid the face value of the policies to Thom's widow, Mrs. Elizabeth Kerner Thom, the beneficiary. The policies contained a clause providing that double indemnity should be paid in the event of accidental death of the insured. The insurance company declined to pay anything more than their face value, hence this suit.

The provision relating to double indemnity reads as follows:

"Upon receipt of due proof…