Foremost Insurance Company v. Michael Howell, Victoria Howell, and Mark Graham, individually and as Personal Representatives of the Estate of Janice Graham

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MONTANA MISSOULA DIVISION FOREMOST INSURANCE COMPANY CV 25-57-M-DLC GRAND RAPIDS, MICHIGAN, Plaintiff, OPINION VS. and ORDER MICHAEL HOWELL, VICTORIA HOWELL, and MARK GRAHAM, individually and as Personal Representatives of the ESTATE OF JANICE GRAHAM, Defendants. This case arises from a fatal car accident that occurred in April 2023 in Ravalli County, Montana. Plaintiff Foremost Insurance Company (“Foremost”) seeks a declaratory judgment that it has no duty to defend or indemnify its insureds, Michael Howell and Victoria Howell, under…