Legal Opinion

Gaidon v. Guardian Life Insurance of America

Appellate Division of the Supreme Court of the State of New York

Decided November 5, 1998PublishedCited by 22 opinions

1Opinion of the Court

Judgment, Supreme Court, New York County (Charles Ramos, J.), entered June 12, 1997, dismissing the complaint and bringing up for review an order which, in an action arising out of defendant insurer’s sale to plaintiff insureds of life insurance policies utilizing the “vanishing premium” concept, granted defendant’s preanswer motion to dismiss the complaint, unanimously affirmed, without costs.

Construing the subject policies in a manner that “focuses on the reasonable expectations of the average insured upon reading the policy * * • * and employing common speech” (Matter of Mostow v State…

2Cases cited5 opinions

  1. Kimmell v. SchaeferNew York Court of Appeals · 1996
  2. Mostow v. State Farm Ins. Cos.New York Court of Appeals · 1996
  3. Elghanian v. HarveyAppellate Division of the Supreme Court of the State of New York · 1998
  4. Societe Nationals D'Exploitation Industrielle Des Tabacslumettes v. Salomon Bros. International Ltd.Appellate Division of the Supreme Court of the State of New York · 1998
  5. General Electric Capital Corp. v. United States Trust Co.Appellate Division of the Supreme Court of the State of New York · 1997

3Cited by22 opinions

  1. Gaidon v. Guardian Life Insurance Co. of AmericaNew York Court of Appeals · 1999
  2. Batas v. Prudential Insurance Co. of AmericaAppellate Division of the Supreme Court of the State of New York · 2001
  3. Briarpatch Ltd, L.P. v. Frankfurt Garbus Klein & Selz, P.C.Appellate Division of the Supreme Court of the State of New York · 2004
  4. Carnegie v. H&R Block, Inc.Appellate Division of the Supreme Court of the State of New York · 2000
  5. Phillips v. American International Group, Inc.District Court, S.D. New York · 2007

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