Dahlke v. State Farm Mutual Automobile Insurance Co.

LARSON, Justice.

Martin and Deborah Dahlke owned three vehicles which were insured by State Farm Mutual Automobile Insurance Company (State Farm). The policies of insurance provided coverage for “bodily injury” sustained by the insureds and caused by uninsured motorists. The issue in this case is whether the psychological and physical effects on Dahlkes arising out of the loss of their son, who was killed in a collision with an uninsured driver, are “bodily injuries” under the State Farm policies. We hold that they are not.

The facts are not in dispute. On December 11, 1987, sixteen-year-old…