Inter-Ocean Casualty Co. v. Smith

On October 25, 1934, Raymond C. Smith, herein called the insured, made a written application to the Inter-Ocean Casualty Company, a corporation, through its agent or solicitor, R. L. McLemore, for an accident and health insurance policy, with a death benefit in the principal sum of twenty-six hundred dollars, payable in the event of his death to his brother, A. D. Smith, as beneficiary. The application for the policy was accepted, the premium thereon was duly paid, the policy dated October 30, 1934, was delivered to the insured, and it was in force at the time of his death. The policy…