Adrian Lupu v. Loan City LLC
Court of Appeals for the Third Circuit
1Opinion of the Court
AMBRO, Circuit Judge *385 What is the duty of a real estate title insurer in Pennsylvania to defend the insured party (here the successor to a lender) against claims of the borrower/mortgagor? Its courts, we predict, would not apply the "in for one, in for all" rule (known also as the complete defense rule) 1 -whereby a single covered claim triggers an obligation for the title insurer to defend the entire action-to a case about that insurer's duty to defend. To identify a covered claim, we apply Pennsylvania's rule that potentially covered claims are identified by "comparing the four corners of…
2Cases cited36 opinions
- Nicini v. MorraCourt of Appeals for the Third Circuit · 2000
- Kvaerner Metals Division of Kvaerner US, Inc. v. Commercial Union Insurance CompanySupreme Court of Pennsylvania · 2006
- Muschany v. United StatesSupreme Court of the United States · 1945
- Fitzpatrick v. American Honda Motor Co.New York Court of Appeals · 1991
- Walter Shuker v. Smith & Nephew PLCCourt of Appeals for the Third Circuit · 2018
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3Cited by53 opinions
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- Homesite Ins. Co. v. NearyDistrict Court, E.D. Pennsylvania · 2018
- 2 TOMATO, INC. v. THE CINCINNATI INSURANCE COMPANYDistrict Court, W.D. Pennsylvania · 2022
- AMERICAN NATIONAL LLOYDS INSURANCE COMPANY v. ALEXISDistrict Court, E.D. Pennsylvania · 2025
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