Allstate Insurance v. Hutcheson

On August 16, 1988, Roy D. Hutcheson, while driving an automobile owned by Virginia York, the mother of his girl friend, collided with another automobile. Injured in the collision was Martha Cressy, an occupant of the other car involved, who, in a separate action, sued Hutcheson for the injuries sustained. At the time of the accident, Hutcheson owned and operated an automobile service station, and he was there engaged in the business of repairing and servicing automobiles.

Although the car being driven by Hutcheson at the time of the accident was owned by York, it was actually used primarily…