Legal Opinion

Ferguson Ex Rel. McLeod v. Coregis Insurance

Court of Appeals for the Ninth Circuit

Decided June 3, 2008No. 06-35867PublishedCited by 1 opinion

1Per curiam

What happens when an insurance company includes a policy endorsement meant to reduce the dollar limits to which it will respond for its policyholder’s liability, but does so by reference to a non-existent standard? What should happen: the endorsement is ineffective to reduce those limits.

Plaintiff-Appellant, John M. Ferguson, filed this action on behalf of his son, Richard F. McLeod, in Idaho state court seeking a declaratory judgment as to the “general liability limit” of the insurance policy (“the Policy”) sold to the Coeur d’Alene School District by the Defendant-Appel-lee, Coregis…

2Cases cited9 opinions

  1. Rick Summers v. A. Teichert & Son, Inc., a California CorporationCourt of Appeals for the Ninth Circuit · 1997
  2. Allstate Insurance Company, an Illinois Corporation v. Devon Hughes Penny Hughes, and the Marital Community Composed Thereof Devon Hughes Construction, a Washington Sole-Proprietorship Phil's Painting, a Washington Sole-Proprietorship, Allstate Insurance Company, an Illinois Corporation v. Devon Hughes Penny Hughes, and the Marital Community Composed Thereof Devon Hughes Construction, a Washington Sole-Proprietorship Phil's Painting, a Washington Sole-ProprietorshipCourt of Appeals for the Ninth Circuit · 2004
  3. Black Canyon Racquetball Club, Inc. v. Idaho First National BankIdaho Supreme Court · 1991
  4. Clark v. Prudential Property & Casualty InsuranceIdaho Supreme Court · 2003
  5. Matheson v. HarrisIdaho Supreme Court · 1977

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3Cited by1 opinion

  1. FERGUSON EX REL. McLEOD v. Coregis Ins. Co.Court of Appeals for the Ninth Circuit · 2008

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