Independent Life & Accident Insurance v. Wiggins
Alabama Court of Appeals
1Opinion of the Court
CATES, Judge.
Mr. Wiggins took out a “General Accident Death Policy” issued hy Independent March 29, 1954. Independent promised to pay him one-fourth the principal sum if he should suffer the loss of one eye “solely as a result of an accident after the effective date.” The policy defined loss of an eye as “the permanent loss of the sight thereof.”
Mr. Wiggins, in 1957, caught a cotton hook under his left eye. He went to Dr. Francis Nicholas for treatment. Later in 1958, he testified, he struck his right eye on a piece of brush which he had picked up while working in his garden.
In May, 1958, Dr.…
2Cases cited18 opinions
- Cobb v. MaloneSupreme Court of Alabama · 1890
- Commonwealth Life Ins. Co. v. HarmonSupreme Court of Alabama · 1934
- Going v. Alabama Steel & Wire Co.Supreme Court of Alabama · 1904
- New York Life Ins. Co. v. ZivitzSupreme Court of Alabama · 1942
- Alliance Ins. v. Continental Gin Co.Texas Commission of Appeals · 1926
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3Cited by3 opinions
- Gibson v. Combined Insurance Co. of AmericaLouisiana Court of Appeal · 1965
- Continental Casualty Co. v. WoodwardDistrict Court, M.D. North Carolina · 2003
- Independent Life & Accident Ins. v. WigginsSupreme Court of Alabama · 1962