Berne v. Aetna Insurance
District Court, Virgin Islands
1Opinion of the CourtO’Brien, Judge
MEMORANDUM OPINION
This case, on appeal from Territorial Court, requires us to decide whether a provision in a homeowners policy which limits the recovery for loss by theft of jewelry to $500 is enforceable in the face of a total $20,000 coverage for unscheduled personal property provided in the same policy. We find such a special limitation is enforceable. We will reverse the judgment of Territorial Court awarding $20,000 plus costs and fees to the insureds. The refusal of the Territorial Court to award punitive damages against the insurance company will be affirmed.
I. FACTS
The…
2Cases cited12 opinions
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