Donna Joan Zogg v. Penn Mutual Life Insurance Company

CLARK, Circuit Judge.

This is an appeal from a plaintiff’s judgment in an action by the beneficiary to recover the face amount of a policy of life insurance issued by defendant. The insured, a resident of New York, applied for the policy and paid the first premium thereon in Massachusetts. But there was conflicting evidence as to whether the policy had been delivered to the insured in Massachusetts or had been mailed to his residence in New York. A provision of the policy limited death benefits to a return of premiums in the event of the insured’s suicide, while sane or insane, within two…