Sobieski v. Farmers Insurance Exchange

We hold that under the language of the insurance contract at issue here, when the insurer defined uninsurance as specifically including underin-surance, all Wisconsin case law concerning an insurer's duties and limitations in uninsurance situations applied instead of that case law relating to underin-surance. We reverse the trial court's judgment dismissing the complaint grounded upon its belief that a "drive other cars" exclusion applied because this was an underinsurance case, not an uninsurance case.

Donald Sobieski's complaint alleged that Patricia Pufahl was negligent when her vehicle…