Lauri Daniels v. State Farm Mutual Auto Insurance

IN THE COURT OF APPEALS FOR THE STATE OF WASHINGTON LAZURI DANIELS, individually, and on ) behalf of all those similarly situated ) ) No. 75727-0-1 Appellant, ) DIVISION ONE v. STATE FARM MUTUAL AUTOMOBILE) INSURANCE COMPANY, ) PUBLISHED OPINION Respondent. ) FILED: July 16, 2018 SPEARMAN, J. — When interpreting a term or phrase in an insurance contract, we view the term or phrase in the context of the entire contract and not in isolation. We consider the insurance policy as a whole, giving the policy a fair, reasonable, and sensible construction as would be given to the contract by the…