Columbia Casualty Co. v. Hoohuli

OPINION OF THE COURT BY

LEVINSON, J.

Wallace Yamamoto owned a dump truck which he had insured with Appellant United States Fidelity & Guaranty Co. (hereinafter “U.S.F. & G.”). The policy contained the standard omnibus clause extending coverage of the policy to

any person or organization legally responsible for the use thereof, provided the actual use of the automobile is by the Named Insured or such spouse or with the permission of either.

The policy covered the truck for “COMMERCIAL” use, defined as “including occasional use for personal, pleasure, family and other business purposes.”

Yamamoto…