Standard Venetian Blind Co. v. American Empire Insurance

I concur in the result. I write separately because I believe a general liability policy protects the policyholder by covering him against claims made by third parties for injuries to their person or property resulting from the policyholder’s negligence. A liability policy does not provide a guarantee of the policyholder’s workmanship.1 Such a guarantee is not within its coverage. I do not believe a businessman of ordinary intelligence could reasonably ex*308pect2 to obtain a defense against and indemnity for the cost of properly performing his contract or replacing his failed product under a…