Selected Risks Insurance Company v. Bruno, Anthony v. And Bruno, Lucy C., His Wife, and Bruno, Jr., Anthony

OPINION OF THE COURT

JAMES HUNTER, III, Circuit Judge:

Selected Risks Insurance Company (“Selected Risks”) issued a homeowner’s insurance policy, effective June 29, 1978 to June 29,1979, to Anthony V. Bruno and his wife, Lucy Bruno (the “Brunos”). The policy provided bodily injury liability coverage in the amount of Fifty Thousand Dollars ($50,-000) and medical payment coverage in the amount of One Thousand Dollars ($1,000). Anthony Bruno, Jr. (“Bruno Jr.”), the Brunos’ son, was not a named insured on the policy. He was nevertheless an insured because he was a resident of his parents’ household.