Kokomo Life & Accident Insurance v. Wolford

This is an action by Ethel Wolford against the Kokomo Life and Accident Insurance Company to recover on a policy of insurance insuring Arthur Wolford, husband of the plaintiff, against accident and sickness. The complaint alleged that the insured met his death by accident in an automobile. The policy covered death resulting “directly and independently of all other causes, from bodily injuries sustained through external, violent, and accidental means,” and specifically provided that if the insured met “with any personal bodily injury which is effected directly and independently of all other…