Legal Opinion
Lenvil Miller v. Payco-General American Credits, Incorporated
Court of Appeals for the Fourth Circuit
Decided August 26, 1991No. 90-1866PublishedCited by 91 opinions
1Opinion of the Court
OPINION
WILKINSON, Circuit Judge:
This case examines whether a form letter used by a debt collection agency observed the rights of consumers under the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692-1692o. We hold that the collection agency did not effectively convey certain statutorily required information to the consumer and therefore reverse the judgment of the district court.
I
Lenvil Miller owed $2,501.61 to the Star Bank of Cincinnati. Star Bank referred collection of Miller’s account to Payco-Gen-eral American Credits, Inc. (“Payco”), a debt collection agency. Payco then sent to…
2Cases cited4 opinions
- James A. Swanson, Plaintiff-Appellant-Cross-Appellee v. Southern Oregon Credit Service, Inc., Defendant-Appellee-Cross-AppellantCourt of Appeals for the Ninth Circuit · 1989
- Riveria v. MAB Collections, Inc.District Court, W.D. New York · 1988
- Blackwell v. Professional Business Services of Georgia, Inc.District Court, N.D. Georgia · 1981
- Ost v. Collection Bureau, Inc.District Court, D. North Dakota · 1980
3Cited by91 opinions
- Donna M. Russell v. Equifax A.R.S., and Cbi CollectionsCourt of Appeals for the Second Circuit · 1996
- Diane Russell v. Absolute Collection ServicesCourt of Appeals for the Fourth Circuit · 2014
- George Wilson, on Behalf of Himself and All Others Similarly Situated v. Quadramed Corporation, George WilsonCourt of Appeals for the Third Circuit · 2000
- Curtis Bartlett v. John A. Heibl and John A. Heibl, Attorney at LawCourt of Appeals for the Seventh Circuit · 1997
- Christopher M. Terran, Plaintiff-Appellant-Cross-Appellee v. Jerold Kaplan, Defendant-Appellee-Cross-AppellantCourt of Appeals for the Ninth Circuit · 1997
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