Arruda v. Hearthstone Insurance

This is an action of contract, and the plaintiff’s declaration in substance alleges the defendant issued two policies of insurance to him in .consideration of his payment of the premiums, that on November 2, 1962, while said policies were in effect, he was disabled by an accident covered by the terms of the policies, and that he had submitted due proof thereof to the defendant and has not been paid.

The defendant’s answer was a general denial, and a further averment that the disability suffered by the plaintiff did not occur under circumstances covered by the contracts of insurance.

The case…